“Can a decades-old Brazilian ERP roll up adjacent SaaS categories (CRM, payroll, expenses, logistics, marketplace) into a single 'EIP' that becomes the Brazilian SMB's system of record?”
Sankhya is a Brazilian ERP vendor founded in 1989, now positioning itself as an 'EIP' (Enterprise Intelligence Platform / management ecosystem) with modules covering ERP (Sankhya Om), expenses (Espresso), tax (Asis), logistics (Lincros), marketplaces (Magis5), payroll (Pessoas+), talent (Mindsight), time tracking (Pontotel), occupational health (Vixting), CRM (Ploomes), sales engagement (Meetime), customer service (Neppo) and marketing automation (Flowbiz). Its embedded-finance surface is mostly limited to TEF card/Pix acceptance for its Sankhya Checkout PDV, integrating with local Brazilian TEF gateways (SiTef, PayGo) rather than acting as a payment processor itself.
Sankhya processes payments through SiTef (Software Express) and PayGo.
Sankhya's payroll is powered by Pessoas+ (in-house).
The Embedded Finance Index 2026 maps 3 layers in Sankhya's stack: Payments / PSP (SiTef (Software Express) and PayGo); Payroll (Pessoas+ (in-house)); Spend / AP (Espresso (in-house)).
Sankhya is founded in 1989 and headquartered in Uberlândia, Minas Gerais, Brazil.
Sankhya's acquisitions include Magis5, Ploomes, Meetime, Mindsight, Pontotel, Vixting, Lincros, Espresso and 2 others.
Get a read on where your own stack stands against Sankhya and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.