Roqqu
“Can a Nigerian crypto exchange become the borderless money app for African consumers by bundling wallets, cards, loans, and stablecoin payments?”
Founded2018
HQLagos Island, Lagos, Nigeria
Total raised$15K
IndustryFintech / Crypto
The story
Roqqu started in 2018 as a Nigerian crypto exchange focused on quick crypto-to-naira conversion. It has since broadened into a full consumer crypto-fintech app — adding virtual cards, crypto-collateralised loans, savings/investments, payment links and a 'Qash' borderless payments product — while expanding into the UK, EU (Lithuania) and Portugal. The current thesis is to become an emerging-market consumer crypto super-app bridging fiat and stablecoin rails.
Last 12 months
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Product timeline
2018
Roqqu founded in Lagos as a crypto buy/sell platform for Nigerian users.· pivot
2020
Launched public developer API for blockchain address generation and token transfers.· banking
2024
Expanded product suite to include virtual cards, crypto loans, savings, payment links and Qash borderless payments.· card
The stack
4 layers disclosed in Roqqu’s embedded-finance stack
Payments / PSP
Roqqu Payment Links (self-operated)Roqqu Qash (self-operated)
Lending
in the full report
FX & payouts
in the full report
Crypto
in the full report
Accounting gap: significant
3 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.