“Can a Nigerian crypto exchange become the borderless money app for African consumers by bundling wallets, cards, loans, and stablecoin payments?”
Roqqu started in 2018 as a Nigerian crypto exchange focused on quick crypto-to-naira conversion. It has since broadened into a full consumer crypto-fintech app — adding virtual cards, crypto-collateralised loans, savings/investments, payment links and a 'Qash' borderless payments product — while expanding into the UK, EU (Lithuania) and Portugal. The current thesis is to become an emerging-market consumer crypto super-app bridging fiat and stablecoin rails.
Roqqu processes payments through Roqqu Payment Links (self-operated) and Roqqu Qash (self-operated).
Roqqu's lending and capital products are provided by Roqqu Crypto Loan (in-house).
Roqqu uses Roqqu Qash (self-operated) for FX and cross-border payouts.
Roqqu's crypto products run on Roqqu (self-operated).
The Embedded Finance Index 2026 maps 4 layers in Roqqu's stack: Payments / PSP (Roqqu Payment Links (self-operated) and Roqqu Qash (self-operated)); Lending (Roqqu Crypto Loan (in-house)); FX & payouts (Roqqu Qash (self-operated)); Crypto (Roqqu (self-operated)).
Roqqu is founded in 2018 and headquartered in Lagos Island, Lagos, Nigeria.
Roqqu has raised $15K in total.
Get a read on where your own stack stands against Roqqu and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.