“Can a stablecoin-to-fiat settlement layer for Africa become the payments backbone for both human and AI-agent-driven financial workflows across emerging markets?”
Pretium (operated by XWIFT, Inc.) started as a stablecoin payments app targeting African consumers and merchants, enabling USDT/USDC to be converted into local fiat across M-Pesa, MTN, Airtel Money, and bank rails. The company expanded its developer offering with a Payment API and Checkout widget, then pivoted further in 2026 toward 'Agentic Payments' — programmable AI-agent payment infrastructure using the Model Context Protocol (MCP), positioning Pretium as a stablecoin-to-fiat settlement layer for AI-driven financial workflows across 7+ African markets.
Pretium processes payments through Pretium Payment API (self-operated).
Pretium is headquartered in Nairobi, Kenya.
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