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POINT

“Can home equity investment (HEI) become a mainstream alternative to home equity loans and HELOCs for tapping trapped wealth?”

Founded2014
HQPalo Alto, California, United States
FoundersEddie Lim, Eoin Matthews, Alex Rampell
Total raised$300M+ (including debt)
Latest roundDebt, $141M
IndustryFintech / Lending
The story

Point was founded in 2014 by Eddie Lim, Eoin Matthews and Alex Rampell to give homeowners a way to cash out on the equity in their homes without taking on additional debt. Unlike traditional home equity loans or HELOCs, Point buys a share of the future value of the property. The company has raised over $300M across equity and debt facilities, positioning itself as a leading home equity investment (HEI) platform.

Last 12 months
—
Product timeline
2014
Founded in Palo Alto to offer home equity investment (HEI) products· lending
2021
Raised $46.5M Series B led by Valar Ventures· lending
2022
Raised $115M Series C to expand home equity investment offering· lending
The stack
1 layer disclosed in POINT’s embedded-finance stack
Lending
Point (in-house)Home Equity Investment (HEI)
Accounting gap: none

POINT — frequently asked

Who provides POINT's lending?

POINT's lending and capital products are provided by Point (in-house).

Who founded POINT?

POINT was founded by Eddie Lim, Eoin Matthews and Alex Rampell and is founded in 2014, headquartered in Palo Alto, California, United States.

How much funding has POINT raised?

POINT has raised $300M+ (including debt) in total (latest round: Debt, $141M).

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