“Can a mid-market insurance AMS layer in enough billing, payments, and AI automation to become the operational OS for independent insurance agencies?”
NowCerts is a US insurance agency management system (AMS) founded in 2009, now operating as Momentum AMP. Its embedded finance footprint is narrow: agency billing/receipting, Stripe-based subscription billing for its own SaaS product, and third-party partnerships (notably ePayPolicy for insurance-agency payments). It is a vertical SaaS product for insurance agencies, not a fintech.
NowCerts processes payments through Stripe and ePayPolicy.
NowCerts integrates with Zapier, IVANS, ePayPolicy, InsuredMine, Automate365, Gravity Certs and Aureus Analytics.
The Embedded Finance Index 2026 maps 2 layers in NowCerts's stack: Payments / PSP (Stripe and ePayPolicy); Accounting (Zapier, IVANS, ePayPolicy, InsuredMine and 3 others).
NowCerts is founded in 2009 and headquartered in Flower Mound, Texas, United States (with office in Salt Lake City, UT).
Get a read on where your own stack stands against NowCerts and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.