“Can an ASX-listed Australian fintech become the go-to payments infrastructure layer for Asia-Pacific businesses seeking to accept Asian wallets, issue cards, and disburse cross-border payments?”
Founded in 2015 as an Australian fintech focused on digital payments, Novatti listed on the ASX in 2019 and evolved into a multi-product payments infrastructure provider. The company expanded from online payment acceptance into card issuing, BIN sponsorship, and international B2B cross-border payments. Novatti also built a developer-facing API platform supporting Asian wallets (Alipay, WeChat Pay, UnionPay), enabling Australian and international businesses to accept payments from Chinese consumers. Its pivot toward embedded finance infrastructure — offering acquiring, card issuing, BIN sponsorship, and cross-border payouts as platform services — positions it as a payments-as-a-service layer for other businesses and fintechs in the Asia-Pacific region.