← State of Embedded Finance 2026

Novatti

Can an ASX-listed Australian fintech become the go-to payments infrastructure layer for Asia-Pacific businesses seeking to accept Asian wallets, issue cards, and disburse cross-border payments?

Founded2015
HQMelbourne, Victoria, Australia
Total raised$10.5M
Latest roundPost-IPO Equity
IndustryInfrastructure / Payments
The story

Founded in 2015 as an Australian fintech focused on digital payments, Novatti listed on the ASX in 2019 and evolved into a multi-product payments infrastructure provider. The company expanded from online payment acceptance into card issuing, BIN sponsorship, and international B2B cross-border payments. Novatti also built a developer-facing API platform supporting Asian wallets (Alipay, WeChat Pay, UnionPay), enabling Australian and international businesses to accept payments from Chinese consumers. Its pivot toward embedded finance infrastructure — offering acquiring, card issuing, BIN sponsorship, and cross-border payouts as platform services — positions it as a payments-as-a-service layer for other businesses and fintechs in the Asia-Pacific region.

Last 12 months
2022-05
2022-01
Product timeline
2015
Novatti founded in Melbourne as a digital payments and fintech company.· pivot
2019
Listed on the Australian Securities Exchange under ticker NOV.· ipo
2021
Launched card issuing and BIN sponsorship program for Visa in Australia and New Zealand, enabling white-label card programs.· card
2022
Partnered with Alipay to enable bill payments via ChinaPayments platform, expanding Asian digital wallet acceptance.· banking
2023
Expanded cross-border B2B payment solutions under xb.novatti.com for international supplier payments.· banking
Regulated entities
ASX Listed Company
Australia
Novatti Group Limited (ASX: NOV)
Australian Financial Services / Payments Licence (AFSL / ADI authorised-representative)
Australia
Novatti Pty Ltd (ACN 100 681 758)
The stack
Payments / PSP
Novatti Payments (self-operated)AdyenAuthorize.NetBraintreeDwollaBitPay
Card issuing
Novatti (self-operated, Visa BIN Sponsor)
FX & payouts
Novatti International Payments (self-operated)
Crypto
BitPayCoinbase
Accounting gap: none