MyInvestor
“Can a Spanish digital bank become the default low-cost investment platform for Iberian retail investors by bundling brokerage, funds and banking under one regulated entity?”
HQSpain
IndustryFintech / Neobank
The story
MyInvestor is a Spanish digital bank (MyInvestor Banco, S.A.) supervised by Banco de España and CNMV, offering deposit accounts covered by the Spanish deposit guarantee fund alongside investment products including funds, pension plans and brokerage. It has partnered with Andbank Asset Management Luxembourg to distribute a Luxembourg-domiciled FCP structure, positioning itself as a low-cost digital bank+investment platform in the Iberian market.
Last 12 months
—
Product timeline
2022
Launched MyInvestor FCP, a Luxembourg-domiciled common investment fund, with Andbank Asset Management Luxembourg as management company.· product_launch
2024
MyInvestor FCP entered liquidation (termination announced Feb 2024, effective Nov 2024).· product_windown
Regulated entities
1
regulatory licence held by MyInvestor
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in MyInvestor’s embedded-finance stack
Banking / BaaS
MyInvestor Banco, S.A. (in-house)
Accounting gap: none