“Can a roll-up of regional floral ERPs become the embedded payments and commerce backbone for the $50B global floral supply chain?”
Koronet is the merged entity of four regional floral ERP/commerce vendors (Komet Sales, Unosof, Axerrio, FCS) that came together in 2023 under Floral Software Holdings. The 2025 Koronet rebrand positions the group as a single vertical SaaS 'operating system' for the global floral supply chain, with Koronet Payments as the embedded-finance monetization layer bolted onto its existing inventory, procurement and e-commerce products.
Koronet discloses Nium as its banking provider, with Community Federal Savings Bank as its sponsor bank, according to the Embedded Finance Index 2026.
Koronet does not disclose a bank charter of its own; its banking services are provided through Community Federal Savings Bank.
Koronet uses Nium for FX and cross-border payouts.
Koronet integrates with Sage Intacct and Siigo.
The Embedded Finance Index 2026 maps 6 layers in Koronet's stack: Payments / PSP (Stripe and Nium); Banking / BaaS (Nium); Sponsor bank (Community Federal Savings Bank); FX & payouts (Nium); Accounting (Sage Intacct and Siigo); Accounts Receivable (Invoiced).
Koronet is founded in 2003 and headquartered in Doral, Florida, United States.
Koronet's acquisitions include Komet Sales (2023), Unosof (2023), Floral Computer Systems (FCS) (2023) and Axerrio.
Get a read on where your own stack stands against Koronet and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.