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Izipay

“Can Izipay become the dominant omni-channel payment infrastructure (POS + online gateway + digital wallets) for merchants across Peru?”

Founded2018
HQMiraflores, Lima, Peru
IndustryFintech / Payments
The story

Founded in August 2018, Izipay entered the Peruvian market with a singular value proposition: accept all major card brands (Visa, Mastercard, Amex, Diners Club) on a single POS device, disrupting a fragmented acquiring landscape. The company operates both as Izipay S.A.C. and through its related entity Procesos De Medios De Pago S.A., building its own acquiring infrastructure rather than riding a third-party BaaS rail. Over time it expanded from physical POS to a full online payment gateway with developer SDKs, QR payments, digital wallet acceptance, and a fund disbursement product, positioning itself as the embedded payments layer for Peruvian commerce.

Last 12 months
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Product timeline
2018
Izipay launched in August 2018 as a Peruvian payment facilitator accepting all major card brands on a single device.· pivot
2018
Launched POS terminals (Android P2 mini, DX 8000, P2 SE) for in-person card acceptance.· banking
2021
Launched Izipay Online (payment gateway) for e-commerce merchants with JavaScript SDK and REST API.· banking
2023
Added QR payments, Apple Pay, Google Pay, Yape, Plin, and Interbank wallet integrations to checkout.· banking
2023
Launched Dispersión de Fondos (fund disbursement) product for merchant payouts.· banking
2023
Added Interbank loan product (Préstamos Interbank) for affiliated merchants via alliance.· lending
Regulated entities
2
regulatory licences held by Izipay
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
2 layers disclosed in Izipay’s embedded-finance stack
Payments / PSP
Izipay (self-operated)
Lending
in the full report
Accounting gap: significant
2 more providers across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.