ApideckTape
← Embedded Finance Index 2026

Grupo Digital Soluções Financeiras

“Can a lean banking-correspondent franchise network profitably scale distribution of consigned credit to Brazilian retirees and pensioners?”

Founded2018
HQGuarulhos, São Paulo, Brazil
FoundersRoger Chagas
IndustryFintech / Lending
The story

Grupo Digital Soluções Financeiras is a Brazilian banking correspondent (correspondente bancário), not a chartered bank or tech-first fintech. Founded in 2018 in Guarulhos, it distributes credit products — consigned loans, FGTS anniversary-withdrawal anticipation, consigned credit cards, consórcio — on behalf of licensed Brazilian financial institutions. The core business model is originating loans as an intermediary and scaling distribution through a home-office franchise network. It is a lending-distribution SMB, not an embedded-finance infrastructure company.

Last 12 months
—
Product timeline
2018
Founded as a correspondente bancário (banking correspondent) focused on consigned credit for INSS retirees and pensioners· lending
2022
Launched franchise model for home-office financial-solutions franchisees· pivot
The stack
1 layer disclosed in Grupo Digital Soluções Financeiras’s embedded-finance stack
Lending
Grupo Digital Soluções Financeiras (in-house origination / correspondente bancário)Crédito Consignado INSSAntecipação Saque Aniversário FGTSCartão de Crédito ConsignadoEmpréstimo Consignado (CLT)Crédito PessoalConsórcioFinanciamento
Accounting gap: none

Grupo Digital Soluções Financeiras — frequently asked

Who provides Grupo Digital Soluções Financeiras's lending?

Grupo Digital Soluções Financeiras's lending and capital products are provided by Grupo Digital Soluções Financeiras (in-house origination / correspondente bancário).

Who founded Grupo Digital Soluções Financeiras?

Grupo Digital Soluções Financeiras was founded by Roger Chagas and is founded in 2018, headquartered in Guarulhos, São Paulo, Brazil.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Grupo Digital Soluções Financeiras and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Grupo Digital Soluções Financeiras and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.