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Facile.it

“Can Italy's dominant price-comparison portal evolve from a lead-generator into a distributor of its own branded financial products?”

Founded2008
HQMilan, Italy
FoundersAlberto Genovese, Andrea Piccioni, Silvio Pagliani
Latest roundAcquired by Silver Lake (2022)
ValuationUnicorn (>$1B, 2022)
IndustryMarketplace / Price comparison (Insurance, Credit, Utilities)
The story

Founded 2008 as Assicurazione.it, a motor insurance comparison site, rebranded Facile.it in 2011 and expanded horizontally into mortgages, consumer loans, utilities (electricity/gas), broadband, and mobile. Successively owned by Oakley Capital (2014), EQT (2018), and Silver Lake (2022). Increasingly moving from pure comparison into embedded distribution — issuing its own branded credit card via Advanzia Bank and operating 70+ physical stores alongside the online channel.

Last 12 months
—
Product timeline
0
Launched Facile.it-branded credit card in partnership with Advanzia Bank· card
2008
Founded as Assicurazione.it by Alberto Genovese, Andrea Piccioni, and Silvio Pagliani· founding
2011
Rebranded to Facile.it· pivot
2014
Oakley Capital acquires majority stake· acquisition
2018
EQT acquires majority stake· acquisition
2022
Silver Lake acquires Facile.it; becomes Italian unicorn· acquisition
Regulated entities
2
regulatory licences held by Facile.it
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
8 layers disclosed in Facile.it’s embedded-finance stack
Payments / PSP
StripePayPal
Banking / BaaS
in the full report
Card issuing
in the full report
Card network
in the full report
Lending
in the full report
Insurance
in the full report
KYC
in the full report
Sponsor bank
in the full report
Accounting gap: none
27 more providers across 7 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.