ELEMENTS GLOBAL SERVICES
“Can a direct-entity EOR own the full global employment stack — payroll, mobility, benefits, and now expense cards — without third-party handoffs?”
IndustryHorizontal SaaS / HR & Payroll
The story
Elements Global Services operates as Atlas HXM (Atlas Technology Solutions, Inc.), a direct Employer of Record (EOR) covering 160+ countries. Unlike hybrid EOR competitors (Deel, Rippling, Multiplier), Atlas owns and operates its own legal entities globally, positioning itself as the largest direct EOR. Recent product expansion into expense cards signals a move toward embedded finance adjacent to core payroll and mobility services.
Product timeline
2026
Launched Expense Card for Global HR Teams· card
The stack
1 layer disclosed in ELEMENTS GLOBAL SERVICES’s embedded-finance stack
Payroll
Atlas HXM (in-house)
Accounting gap: none