Covecta

Covecta is an early-stage UK/US B2B AI company selling 'Seasoned Banker Intelligence' — domain-specific AI agents for lending, accounts & deposits, fraud, and KYC/AML workflows inside banks, building societies, credit unions, and specialist lenders. It is a software vendor to financial institutions, not an embedded finance operator: it does not hold customer funds, issue cards, or process payments. Its stack is therefore an AI/SaaS stack (AWS + multi-LLM) rather than a payments/BaaS stack.