← Embedded Finance Index 2026

Buildertrend

“Can a construction project management SaaS become the full financial operating system for residential home builders and remodelers?”

Founded2006
HQOmaha, NE, United States
Latest roundVenture - Series Unknown, Jan 2021
IndustryVertical SaaS / Construction
The story

Founded in 2006 as a construction project management SaaS, Buildertrend spent its first decade-plus building scheduling, project management, and customer management tools for home builders and remodelers. Beginning in 2021, it aggressively expanded via acquisitions (CoConstruct, CBUSA, Square Takeoff) to consolidate the residential construction software market. Starting in 2023, the company made a deliberate pivot toward becoming a financial OS for construction businesses, announcing and launching embedded payments (via Adyen), a business banking wallet (via Piermont Bank), expense management, homeowner lending (via Nelnet Bank and GreenSky), and insurance — positioning financial services as a core growth and retention driver on top of its SaaS base.

Last 12 months
2024-05
2026-02
Product timeline
2006
Founded as a construction project management software platform in Omaha, Nebraska.· pivot
2021
Acquired CoConstruct (largest residential software competitor) and CBUSA (group purchasing organization for home builders).· acquisition
2022
Acquired Square Takeoff, a digital estimating system, expanding platform breadth.· acquisition
2023
Announced expansion into embedded financial services at International Builders' Show, including payments, expense management, lending, and insurance; partnered with Adyen for Platforms.· banking
2023
Launched Buildertrend Wallet (online checking, debit cards, expense management) backed by Piermont Bank.· banking
2024
Partnered with Nelnet Bank to launch Buildertrend Financing, offering home improvement loans up to $150,000 for homeowners via their contractors.· lending
The stack
8 layers disclosed in Buildertrend’s embedded-finance stack
Payments / PSP
Adyen for Platforms
Money movement
in the full report
Banking / BaaS
in the full report
Lending
in the full report
Payroll
in the full report
Open banking
in the full report
Sponsor bank
in the full report
Accounting
in the full report
Accounting gap: minor
9 more providers across 7 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.