“Can a construction project management SaaS become the full financial operating system for residential home builders and remodelers?”
Founded in 2006 as a construction project management SaaS, Buildertrend spent its first decade-plus building scheduling, project management, and customer management tools for home builders and remodelers. Beginning in 2021, it aggressively expanded via acquisitions (CoConstruct, CBUSA, Square Takeoff) to consolidate the residential construction software market. Starting in 2023, the company made a deliberate pivot toward becoming a financial OS for construction businesses, announcing and launching embedded payments (via Adyen), a business banking wallet (via Piermont Bank), expense management, homeowner lending (via Nelnet Bank and GreenSky), and insurance — positioning financial services as a core growth and retention driver on top of its SaaS base.
Buildertrend discloses Piermont Bank as its banking provider, according to the Embedded Finance Index 2026.
Buildertrend does not disclose a bank charter of its own; its banking services are provided through Piermont Bank.
Buildertrend processes payments through Adyen for Platforms. Disclosed money-movement rails: ACH.
Buildertrend connects to bank accounts through Plaid.
Buildertrend's payroll is powered by Gusto.
Buildertrend integrates with QuickBooks and Xero.
The Embedded Finance Index 2026 maps 8 layers in Buildertrend's stack: Payments / PSP (Adyen for Platforms); Money movement (ACH); Banking / BaaS (Piermont Bank); Lending (Buildertrend Financing (homeowner home improvement loan, up to $150,000, powered by Nelnet Bank) and GreenSky payment options for clients); Payroll (Gusto); Open banking (Plaid); Sponsor bank (Piermont Bank); Accounting (QuickBooks and Xero).
Buildertrend is founded in 2006 and headquartered in Omaha, NE, United States.
Get a read on where your own stack stands against Buildertrend and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.