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← Embedded Finance Index 2026

AccountsIQ

“Can a multi-entity mid-market accounting platform become the AI-native alternative to NetSuite/Intacct for finance teams that have outgrown Xero?”

Founded2004
HQDublin, Ireland
Total raised~$77M
Latest roundSeries C, 2024
IndustryHorizontal SaaS / Accounting
The story

Founded 2004 in Dublin by chartered accountants; launched cloud FMS in 2008 aimed at multi-entity mid-market businesses (a gap between Xero/QuickBooks and NetSuite/Intacct). Bootstrapped for nearly two decades with only ~€12.7M of outside capital before a €60M Series C from Axiom Equity in 2024 to accelerate AI-native features. Positioning is squarely 'the finance function of the future' for mid-market — multi-entity consolidation, multi-currency, and now AI-assisted reconciliation/close.

Last 12 months
2024-06
2026
Product timeline
2008
Launched cloud-based financial management system for multi-entity SMEs· launch
2021
€5.8M Series B led by Finch Capital· funding
2024
€60M Series C from Axiom Equity to embed AI across the platform· funding
The stack
4 layers disclosed in AccountsIQ’s embedded-finance stack
Open banking
Plaid
FX & payouts
in the full report
Accounting
in the full report
Spend / AP
in the full report
Accounting gap: none
32 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

AccountsIQ — frequently asked

Which open banking provider does AccountsIQ use?

AccountsIQ connects to bank accounts through Plaid.

Who handles AccountsIQ's FX and cross-border payouts?

AccountsIQ uses TransferMate for FX and cross-border payouts.

Which accounting software does AccountsIQ integrate with?

AccountsIQ integrates with Stripe, Worldpay, GoCardless, Salesforce, SAP Concur, Expensify, ExpenseIn, Zoho Expense and 16 others.

What is AccountsIQ's embedded finance stack?

The Embedded Finance Index 2026 maps 4 layers in AccountsIQ's stack: Open banking (Plaid); FX & payouts (TransferMate); Accounting (Stripe, Worldpay, GoCardless, Salesforce and 20 others); Spend / AP (Ramp, Soldo, SAP Concur, Expensify and 3 others).

Where is AccountsIQ headquartered?

AccountsIQ is founded in 2004 and headquartered in Dublin, Ireland.

How much funding has AccountsIQ raised?

AccountsIQ has raised ~$77M in total (latest round: Series C, 2024).

Benchmark your own stack

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