Toqio
ProviderEmbedded-finance supplier tracked in the Embedded Finance Index — no company has publicly disclosed it yet. Filed under Infrastructure / BaaS.
Buyersnone disclosed yet
HeadquartersLondon, UK (with presence in Spain, Kenya, Switzerland)
Founded2019
Raised$29.1M
Founders & story · from Toqio’s own dossier
Founded in 2019 as a SaaS platform enabling corporates and financial institutions to build embedded financial products. Toqio pioneered what it calls the 'Agent 2.0' model, positioning corporates as high-performance distributors of financial services. The platform evolved from a white-label BaaS orchestrator integrating Railsbank and Modulr into a broader marketplace connecting banks, fintechs, and corporates across banking, lending, cards, and payments. The company has leaned heavily into B2B embedded finance for SME distribution networks, particularly around working capital and liquidity solutions.
Recent developments
- 2024-01Toqio named Best Embedded Finance System 2024 and inducted into Visa Innovation Program Europe. source ↗
- 2023-01Inducted into the AWS Global Accelerator program. source ↗
- 2023-12-01Evolved its platform into a fully customizable embedded-finance orchestration platform. source ↗
- 2024-07-27Partnered with Visa, enabling corporate clients to access and issue cards directly from the platform. source ↗
Who uses Toqio
No disclosed buyers yet — no dossier in the Index names Toqio in its stack so far
The complete buyer list is not published on this page.
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What Toqio runs on · from its own dossier
The third-party providers Toqio itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Toqio.
Toqio — frequently asked
Where is Toqio headquartered?
Toqio is founded in 2019 and headquartered in London, UK (with presence in Spain, Kenya, Switzerland).
How much funding has Toqio raised?
Toqio has raised $29.1M in total.
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