Toqio
ProviderEmbedded-finance supplier tracked in the Embedded Finance Index — no company has publicly disclosed it yet. Filed under Infrastructure / BaaS.
Buyersnone disclosed yet
HeadquartersLondon, UK (with presence in Spain, Kenya, Switzerland)
Founded2019
Raised$29.1M
Supplier profile · from Toqio’s own dossier
Founded in 2019 as a SaaS platform enabling corporates and financial institutions to build embedded financial products. Toqio pioneered what it calls the 'Agent 2.0' model, positioning corporates as high-performance distributors of financial services. The platform evolved from a white-label BaaS orchestrator integrating Railsbank and Modulr into a broader marketplace connecting banks, fintechs, and corporates across banking, lending, cards, and payments. The company has leaned heavily into B2B embedded finance for SME distribution networks, particularly around working capital and liquidity solutions.
Latest round: unknown
Recent developments
Who uses Toqio
No disclosed buyers yet — no dossier in the Index names Toqio in its stack so far
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Toqio? This profile opens for claiming as soon as the first company discloses Toqio in its stack — or send us a public customer page and we will add the disclosure.