Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 4 categories.
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PagBank started life in 2006 as PagSeguro, a payments checkout for Brazilian e-commerce inside the UOL Group. It expanded into in-person acquiring with 'Moderninha' POS devices, then IPO'd on NYSE in 2018 as PagSeguro Digital. The strategic pivot came with the PagBank rebrand — layering a full digital bank (via wholly-owned BancoSeguro S.A.) on top of the merchant-acquiring base, cross-selling credit, cards, insurance and investments to MSMBs. Today it positions as 'Greater than Payments, Greater than Banking' — an integrated payments + banking + credit platform for Brazilian consumers and merchants.
Other Card Issuing providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/pagbank/install" width="1" height="1" alt="" style="display:none">2 companies disclose PagBank in their stack in the Embedded Finance Index 2026, including PagSeguro and PagSeguro / PagBank.
PagBank is an embedded-finance provider in Lending, Card Issuing, Payroll and PSP. It ranks #104 of 231 Card Issuing providers by disclosed buyers.
The most-disclosed Card Issuing alternatives to PagBank are Marqeta (67 buyers), Stripe Issuing (32 buyers), Enfuce (26 buyers), Paymentology (25 buyers), Galileo (21 buyers) and Sutton Bank (21 buyers).
PagBank is founded in 2006 and headquartered in São Paulo, Brazil (operational); Grand Cayman, Cayman Islands (legal domicile).
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