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Okra

Provider
KYCOpen Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 2 categories.

okra.com ↗Also analysed as a company — its own stack →
CategoriesKYC, Open Banking
Rank#42 of 64 in KYC
Buyers2 companies
HeadquartersLagos, Nigeria
Founded2019
FoundersFara Ashiru Jituboh, David Peterside
Raised$4.5M+

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Founders & story · from Okra’s own dossier

Okra was founded in 2019 as Nigeria's first open banking infrastructure player — a 'Plaid for Africa' — providing APIs to connect bank accounts to fintech apps for identity, balance, transactions, income verification and bank-initiated payments. It rapidly attracted Nigerian fintech customers (FairMoney, Chaka, Interswitch, Umba, Paga, dLocal) and ISO 27001/22301/20000 certifications. However, despite raising ~$4.5M from TLcom, Susa and Accenture Ventures, PitchBook now lists Okra as 'Out of Business', reflecting the broader contraction of Nigerian open-banking infrastructure pre-CBN open-banking go-live.

Latest round: Seed, 2021
Full dossier: Okra’s own stack, layer by layer →
Who uses Okra
2 companies disclose Okra in their stack
Autochek AfricaVeendHQ (Techstars '23)
Buyer mix · 2 of 2 classified
Fintech / Lending · 1Vertical SaaS / Automotive · 1
Africa · 2
What the disclosures say
Autochek Africa
“Autochek blog post 'Autochek Africa Partners with Okra to Power Car Finance Platform' — applicants input BVN and Okra returns aggregated bank-statement data used for loan underwriting.”
VeendHQ (Techstars '23)
“About page lists Okra as a partner.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Okra? Claim this profile above to unlock your own full list.
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What Okra runs on · from its own dossier
The third-party providers Okra itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Okra.
PSP
Okra Payments
Transaction Enrichment
Okra Transactions
Full dossier with evidence for each layer →
Alternatives to Okra

Other KYC providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Sumsub40 buyers →Onfido35 buyers →Veriff35 buyers →Persona33 buyers →Stripe24 buyers →Socure23 buyers →Alloy21 buyers →footprint21 buyers →
Share this rank

An embeddable badge for Okra’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #42 of 64 in KYC — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/okra?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/okra.svg"
       alt="Ranked #42 of 64 in KYC — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/okra/install" width="1" height="1" alt="" style="display:none">

Okra — frequently asked

Which companies use Okra?

2 companies disclose Okra in their stack in the Embedded Finance Index 2026, including Autochek Africa and VeendHQ (Techstars '23).

What does Okra do?

Okra is an embedded-finance provider in KYC and Open Banking. It ranks #42 of 64 KYC providers by disclosed buyers.

What are the alternatives to Okra?

The most-disclosed KYC alternatives to Okra are Sumsub (40 buyers), Onfido (35 buyers), Veriff (35 buyers), Persona (33 buyers), Stripe (24 buyers) and Socure (23 buyers).

Who founded Okra?

Okra was founded by Fara Ashiru Jituboh and David Peterside and is founded in 2019, headquartered in Lagos, Nigeria.

How much funding has Okra raised?

Okra has raised $4.5M+ in total.

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