Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
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Founded in 2012 as Creditera, Nav rebranded and repositioned as a 'Credit Karma for small businesses,' offering free access to personal and business credit reports and scores. The company then expanded into a financing marketplace, matching small business owners to lending products based on their credit profile and approval odds. Nav has since integrated embedded banking infrastructure via Unit and lending partners like Fundbox to deepen its financial services stack for SMBs.
Other Distribution providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<a href="https://www.embeddedfinanceindex.com/vendors/nav?ref=badge">
<img src="https://www.embeddedfinanceindex.com/api/badge/nav.svg"
alt="Ranked #4 of 5 in Distribution — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/nav/install" width="1" height="1" alt="" style="display:none">2 companies are linked to Nav in the Embedded Finance Index 2026, through their own public disclosures or Nav's published customer list, including Gusto and Creditsafe.
Nav is an embedded-finance provider in Distribution. It ranks #4 of 5 Distribution providers by linked companies.
The most-named Distribution alternatives to Nav are Hylobiz (8 buyers), Hapto (3 buyers), Paycile (3 buyers) and Toqio (2 buyers).
Nav was founded by Levi King and is founded in 2012, headquartered in San Mateo, CA, USA.
Nav has raised $100M+ in total.
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