← Embedded Finance Index 2026/Vendor

Kotak

Provider

Embedded-finance supplier tracked in the Embedded Finance Index — no company has publicly disclosed it yet. Filed under Bank / National.

kotak.comAlso analysed as a company — its own stack →
Buyersnone disclosed yet
HeadquartersMumbai, Maharashtra, India
Founded1985
FoundersUday Kotak
Supplier profile · from Kotak’s own dossier

Founded as a bill-discounting NBFC in 1985, Kotak transformed into India's fourth-largest private sector bank after receiving its banking licence in 2003. Growth was accelerated by the acquisition of ING Vysya Bank in 2014. Over the last decade Kotak has built a significant embedded finance infrastructure play — launching Kotak811 for digital-first customers, an open-banking API platform for partner fintechs, and Kotak Fyn for corporate trade. The appointment of a new CEO in 2024 signals an intensified push toward API-led distribution and embedded banking partnerships.

Founders: Uday Kotak
Recent developments
  • 2024-01Ashok Vaswani appointed as MD & CEO of Kotak Mahindra Bank, succeeding Uday Kotak. source ↗
Full dossier: Kotak’s own stack, layer by layer →
Who uses Kotak
No disclosed buyers yet — no dossier in the Index names Kotak in its stack so far
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Kotak? This profile opens for claiming as soon as the first company discloses Kotak in its stack — or send us a public customer page and we will add the disclosure.