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← Embedded Finance Index 2026/Vendor

Kotak

Provider

Embedded-finance supplier tracked in the Embedded Finance Index — no company has publicly disclosed it yet. Filed under Bank / National.

kotak.com ↗Also analysed as a company — its own stack →
Buyersnone disclosed yet
HeadquartersMumbai, Maharashtra, India
Founded1985
FoundersUday Kotak
Founders & story · from Kotak’s own dossier

Founded as a bill-discounting NBFC in 1985, Kotak transformed into India's fourth-largest private sector bank after receiving its banking licence in 2003. Growth was accelerated by the acquisition of ING Vysya Bank in 2014. Over the last decade Kotak has built a significant embedded finance infrastructure play — launching Kotak811 for digital-first customers, an open-banking API platform for partner fintechs, and Kotak Fyn for corporate trade. The appointment of a new CEO in 2024 signals an intensified push toward API-led distribution and embedded banking partnerships.

Recent developments
  • 2024-01Ashok Vaswani appointed as MD & CEO of Kotak Mahindra Bank, succeeding Uday Kotak. source ↗
Full dossier: Kotak’s own stack, layer by layer →
Who uses Kotak
No disclosed buyers yet — no dossier in the Index names Kotak in its stack so far
The complete buyer list is not published on this page. Get the monthly recap for new Kotak customers as they are disclosed. Represent Kotak? This profile opens for claiming as soon as the first company discloses Kotak in its stack — or send us a public customer page and we will add the disclosure.
What Kotak runs on · from its own dossier
The third-party providers Kotak itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Kotak.
PSP
Google Pay
Insurance
Zurich Kotak General Insurance
Full dossier with evidence for each layer →

Kotak — frequently asked

Who founded Kotak?

Kotak was founded by Uday Kotak and is founded in 1985, headquartered in Mumbai, Maharashtra, India.

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