← Embedded Finance Index 2026/Vendor

ING

Provider

Embedded-finance supplier tracked in the Embedded Finance Index — no company has publicly disclosed it yet. Filed under Bank / National.

ing.com ↗Also analysed as a company — its own stack →
Buyersnone disclosed yet
HeadquartersAmsterdam, Netherlands
Founded1991
Supplier profile · from ING’s own dossier

ING is a large pan-European universal bank that has increasingly pursued an embedded finance strategy by layering fintech partnerships on top of its regulated banking infrastructure. It has used its banking license and distribution to embed insurance (via Qover), lending (via Amazon marketplace partnerships), and open banking APIs (developer.ing.com) rather than building all capabilities in-house. The 2025 wind-down of the ING-Amazon Germany lending partnership underscores the execution challenges of embedded finance at scale, while the 2026 MGA launch with Qover signals a deepened commitment to insurance-as-a-service.

Recent developments
  • 2025-06ING Germany and Amazon end their five-year lending partnership due to low loan volume; Amazon replaces ING with YouLend. source ↗
  • 2026-04ING launches as an MGA with Qover as its technology partner, allowing ING to directly accept insurance applications and handle claims for its 800,000 insurance customers. source ↗
  • 2025-07ING Luxembourg publishes updated outsourcing summary table (Appendix 2) for Retail & Private Banking clients, effective 1 July 2025. source ↗
Full dossier: ING’s own stack, layer by layer →
In the press
embeddedfinancereview.com ↗
Coverage of ING sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2025-06-20
Embedded Finance Reality Check: Why ING & Amazon Germany Partnership Failed
ING and Amazon Germany end lending partnership after five years due to low volume. Why the product wasn't truly embedded and what Amazon's Youlend replacement reveals.
Source · Embedded Finance Review ↗
◇ article2025-06-20
Bad Week for Embedded Finance? ING-Amazon Split & Intergiro License Loss Explained
Embedded finance reality check: Why ING-Amazon split, what Intergiro's license loss means, and how European payment providers are fighting back.
Source · Embedded Finance Review ↗
◇ article2023-05-11
Share launches 'Future Bank Account' with ING and 'Embedded' is not a pure finance play
This edition covers Embedded Finance stories from Share, Shopify, GrubMarket, Apple, GoDaddy and Corplife.
Source · Embedded Finance Review ↗
◇ article2023-05-10
Share Launches Socially-Driven Bank Account with ING
German brand Share partners with ING to launch a current account where customers support social initiatives with every subscription through embedded banking.
Source · Embedded Finance Review ↗
Who uses ING
No disclosed buyers yet — no dossier in the Index names ING in its stack so far
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent ING? This profile opens for claiming as soon as the first company discloses ING in its stack — or send us a public customer page and we will add the disclosure.