← Embedded Finance Index 2026/Vendor

Experian

Provider
KYCOpen Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 11 companies across 2 categories.

experian.comAlso analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesKYC, Open Banking
Rank#11 of 49 in KYC
Buyers11 companies
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Who uses Experian
11 companies disclose Experian in their stack
ICANotesSocureWorkWaveLendflowHealthieincutoLoopitForward700CreditAtomicTaktile
Buyer mix · 11 of 11 classified
Infrastructure / BaaS · 1Infrastructure / Decisioning (Risk & Underwriting) · 1Infrastructure / KYC · 1Infrastructure / Lending · 1Infrastructure / Payments · 1Infrastructure / Payroll · 1Vertical SaaS / Automotive & Mobility · 1Vertical SaaS / Automotive F&I (Credit, Compliance & Identity) · 1
US · 8UK · 1APAC · 1EU · 1
What the disclosures say
ICANotes
EPCS provider onboarding manual references Experian Transaction Number for identity proofing (DEA EPCS requirement, not general KYC).
Socure
Its RiskOS Partner Ecosystem doc names Baselayer, TrueBiz, Coris, Checkr Trust, Experian, iSoftPull, Kyckr, Lob, Markaaz, Middesk, Offshore Leaks/ICIJ, SAM.gov, Thomson Reuters CLEAR, and Vouched as pre-integrated third-party data/verification partners exposed inside RiskOS workflows.
WorkWave
Sub-processor list: Experian ('Credit data, identity verification and analytics'), GIACT Systems ('ACH payment verification and bank account validation'), Microsoft ('Advanced biometric verification ... facial templates and vectors').
Lendflow
Terms of Service authorize Lendflow and Lenders to pull consumer/business reports from TransUnion, Experian, and Equifax for pre-qualification.
Healthie
Experian used for identity proofing in DoseSpot EPCS enrollment (controlled substances e-prescribing).
incuto
incuto.com homepage: 'Partnered with Experian, TransUnion, ClearBank and others.' incuto.com/the-loan-marketplace: 'Loans automatically ID verify, Credit Search and collect Open Banking.' Experian and TransUnion are used for credit bureau checks embedded in the loan application flow.
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Experian? Claim this profile above to unlock your own full list.
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Alternatives to Experian

Other KYC providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Sumsub36 buyersVeriff33 buyersOnfido26 buyersPersona23 buyersSocure23 buyersStripe23 buyersAlloy20 buyersSignzy19 buyers
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Ranked #11 of 49 in KYC — Embedded Finance Index 2026
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