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ANZ

Provider

Embedded-finance supplier tracked in the Embedded Finance Index — no company has publicly disclosed it yet. Filed under Bank / National.

anz.com ↗Also analysed as a company — its own stack →
Buyersnone disclosed yet
Headquarters833 Collins Street, Melbourne, Victoria, Australia
Founded1835
Founders & story · from ANZ’s own dossier

ANZ is one of Australia's Big Four banks with roots in 1835. In recent years it has focused on a digital-native rebuild via ANZ Plus (launched 2022) alongside its legacy ANZ App, and expanded scale through the 2024 acquisition of Suncorp Bank. Institutional business runs through ANZ Transactive Global, Fileactive and its Developer Portal, which now expose APIs (payments, PayTo, account information) as an embedded-finance-adjacent capability for corporates.

Recent developments
  • 2025FY2025 results: A$22.19B operating income, A$5.89B net income, A$1.29T total assets. source ↗
  • 2025Nuno Matos appointed CEO. source ↗
  • 2026-06-16Launched a pilot (announced initially March 2025) embedding Visa/SAP virtual cards into SAP ERP for B2B payables in Australia. source ↗
  • 2026-09-30Completed one of the world's first live corporate treasury transactions using tokenized bank deposits and Swift's ledger, alongside BHP and Citi — US dollar payments between Melbourne and New York, with BHP using its existing ANZ account/banking channel while tokenized deposits and DLT operated behind the scenes. ANZ is the first Australian bank live on Swift's blockchain ledger, demonstrating Swift's "hub-of-hubs" interoperability model for cross-border tokenized-deposit settlement. source ↗
Acquisitions
Suncorp Bank2024
Acquired Suncorp's banking arm, adding a Queensland-focused retail and SME bank to ANZ Group.
Full dossier: ANZ’s own stack, layer by layer →
Who uses ANZ
No disclosed buyers yet — no dossier in the Index names ANZ in its stack so far
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent ANZ? This profile opens for claiming as soon as the first company discloses ANZ in its stack — or send us a public customer page and we will add the disclosure.
What ANZ runs on · from its own dossier
The third-party providers ANZ itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose ANZ.
PSP
ANZ Worldline Payment Solutionscheckout
Card Network
VisaDiscover
Insurance
Allianz Australia InsuranceAWP Australia Pty
Retirement / Wealth
ANZ Smart Choice SuperANZ Self Managed Super Investor Access
Spend / AP
Expensify
Full dossier with evidence for each layer →

ANZ — frequently asked

Where is ANZ headquartered?

ANZ is founded in 1835 and headquartered in 833 Collins Street, Melbourne, Victoria, Australia.

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