ApideckTape
← Embedded Finance Index 2026/Vendor

ACI Worldwide

Provider
PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 1 category.

aciworldwide.com ↗Also analysed as a company — its own stack →
CategoriesPSP
Rank#118 of 528 in PSP
Buyers3 companies
HeadquartersCoral Gables, Florida, USA
Founded1975

Claim this profile. Work at ACI Worldwide? Verify your work email to unlock the full buyer list.

Founders & story · from ACI Worldwide’s own dossier

ACI Worldwide was founded in 1975 as Transaction Systems Inc., originally providing payment software to banks and processors. Over decades it evolved into a global payments infrastructure company serving banks, intermediaries, billers, and merchants through on-premise and SaaS-based real-time payment, bill presentment, and merchant acquiring platforms. Its eCommerce Connectors network connects hundreds of global acquirers and alternative payment methods, positioning it as middleware between merchants and the financial system. A 2024 go-private transaction with Siris Capital Group signals a shift toward deeper infrastructure investment away from public market pressures.

Recent developments
  • 2024-05Siris Capital Group announced a take-private acquisition of ACI Worldwide at approximately $6.8 billion enterprise value. source ↗
Full dossier: ACI Worldwide’s own stack, layer by layer →
Who uses ACI Worldwide
3 companies disclose ACI Worldwide in their stack
State Bank of IndiaRabobankGr4vy
Buyer mix · 3 of 3 classified
Bank / National · 2Infrastructure / Payments · 1
APAC · 1EU · 1US · 1
What the disclosures say
State Bank of India
“A published contract award names BillDesk (Indiaideas.com) for ACS/IAS services (card authentication) and ACI Worldwide for UPI/YONO transaction processing.”
Rabobank
“ACI Worldwide announced as Wero instant payments engine.”
Gr4vy
“Gr4vy docs vault-forwarding page lists supported PCI endpoints: ACI Worldwide, Adyen, Amadeus, Authorize.net, Bank of Ireland Payment Acceptance, Braintree, Chase Orbital, Checkout.com, Cybersource, dLocal, EBANX, Fiserv, Nuvei, Mastercard, Razorpay, Sabre, Stripe, USAePay, Visa, Worldpay (docs.gr4vy.com/guides/feature…”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent ACI Worldwide? Claim this profile above to unlock your own full list.
Unlock the buyer map

See where ACI Worldwide’s disclosed buyers are headquartered. Represent ACI Worldwide? Claim this profile above instead — it unlocks your own map immediately.

No newsletter, no sharing your address.

What ACI Worldwide runs on · from its own dossier
The third-party providers ACI Worldwide itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose ACI Worldwide.
BaaS
The Bancorp Bank
Lending
ACI PayAfter
Full dossier with evidence for each layer →
Alternatives to ACI Worldwide

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →Checkout.com114 buyers →Worldpay88 buyers →Mollie63 buyers →Braintree57 buyers →Pix50 buyers →
Share this rank

An embeddable badge for ACI Worldwide’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #118 of 528 in PSP — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/aci-worldwide?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/aci-worldwide.svg"
       alt="Ranked #118 of 528 in PSP — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/aci-worldwide/install" width="1" height="1" alt="" style="display:none">

ACI Worldwide — frequently asked

Which companies use ACI Worldwide?

3 companies are linked to ACI Worldwide in the Embedded Finance Index 2026, through their own public disclosures or ACI Worldwide's published customer list, including State Bank of India, Rabobank and Gr4vy.

What does ACI Worldwide do?

ACI Worldwide is an embedded-finance provider in PSP. It ranks #118 of 528 PSP providers by linked companies.

What are the alternatives to ACI Worldwide?

The most-named PSP alternatives to ACI Worldwide are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).

Where is ACI Worldwide headquartered?

ACI Worldwide is founded in 1975 and headquartered in Coral Gables, Florida, USA.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against ACI Worldwide and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to ACI Worldwide and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.