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ACI Worldwide

Provider
PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 1 category.

aciworldwide.com ↗Also analysed as a company — its own stack →
CategoriesPSP
Rank#85 of 538 in PSP
Buyers4 companies
HeadquartersCoral Gables, Florida, USA
Founded1975

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Founders & story · from ACI Worldwide’s own dossier

ACI Worldwide was founded in 1975 as Transaction Systems Inc., originally providing payment software to banks and processors. Over decades it evolved into a global payments infrastructure company serving banks, intermediaries, billers, and merchants through on-premise and SaaS-based real-time payment, bill presentment, and merchant acquiring platforms. Its eCommerce Connectors network connects hundreds of global acquirers and alternative payment methods, positioning it as middleware between merchants and the financial system. A 2024 go-private transaction with Siris Capital Group signals a shift toward deeper infrastructure investment away from public market pressures.

Recent developments
  • 2024-05Siris Capital Group announced a take-private acquisition of ACI Worldwide at approximately $6.8 billion enterprise value. source ↗
Full dossier: ACI Worldwide’s own stack, layer by layer →
Who uses ACI Worldwide
4 companies disclose ACI Worldwide in their stack
State Bank of IndiaRabobankAciGr4vy
Buyer mix · 4 of 4 classified
Bank / National · 2Infrastructure / Payments · 2
US · 2APAC · 1EU · 1
What the disclosures say
State Bank of India
“A published contract award names BillDesk (Indiaideas.com) for ACS/IAS services (card authentication) and ACI Worldwide for UPI/YONO transaction processing.”
Rabobank
“ACI Worldwide announced as Wero instant payments engine.”
Aci
“ACI Worldwide provides electronic payments, bill presentment and payment services (privacy policy).”
Gr4vy
“Gr4vy docs vault-forwarding page lists supported PCI endpoints: ACI Worldwide, Adyen, Amadeus, Authorize.net, Bank of Ireland Payment Acceptance, Braintree, Chase Orbital, Checkout.com, Cybersource, dLocal, EBANX, Fiserv, Nuvei, Mastercard, Razorpay, Sabre, Stripe, USAePay, Visa, Worldpay (docs.gr4vy.com/guides/feature…”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent ACI Worldwide? Claim this profile above to unlock your own full list.
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What ACI Worldwide runs on · from its own dossier
The third-party providers ACI Worldwide itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose ACI Worldwide.
BaaS
The Bancorp Bank
Full dossier with evidence for each layer →
Alternatives to ACI Worldwide

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe783 buyers →Adyen278 buyers →PayPal153 buyers →Checkout.com113 buyers →Worldpay89 buyers →Mollie64 buyers →checkout58 buyers →Braintree57 buyers →
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Ranked #85 of 538 in PSP — Embedded Finance Index 2026
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ACI Worldwide — frequently asked

Which companies use ACI Worldwide?

4 companies disclose ACI Worldwide in their stack in the Embedded Finance Index 2026, including State Bank of India, Rabobank, Aci and Gr4vy.

What does ACI Worldwide do?

ACI Worldwide is an embedded-finance provider in PSP. It ranks #85 of 538 PSP providers by disclosed buyers.

What are the alternatives to ACI Worldwide?

The most-disclosed PSP alternatives to ACI Worldwide are Stripe (783 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).

Where is ACI Worldwide headquartered?

ACI Worldwide is founded in 1975 and headquartered in Coral Gables, Florida, USA.

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