“Can a Brazilian recurring-billing specialist become the default payments and embedded-finance layer for SaaS, subscription, and e-commerce verticals across LatAm?”
Vindi launched in 2013 as a Brazilian recurring-billing and subscription-management SaaS. Following acquisition by Locaweb and integration with Yapay, it broadened from pure recurrence into a full payments platform spanning gateway, intermediador (sub-acquirer), e-commerce checkout, Pix, boleto, and receivables anticipation. Today it positions itself as an embedded payments infrastructure for vertical SaaS, e-commerce, subscriptions clubs, insurance, education, fitness, healthcare, and telecom in Brazil.
Vindi processes payments through Vindi Gateway (self-operated), Vindi Intermediador (self-operated), Vindi Checkout Transparente (self-operated), Cielo, Rede, Adyen and Pagar.me.
Vindi's lending and capital products are provided by Vindi Antecipação (in-house).
Vindi connects to bank accounts through Vindi Pix / Pix Automático (self-operated).
Vindi integrates with ERPs (generic), E-commerce platforms and Plugins (generic).
The Embedded Finance Index 2026 maps 5 layers in Vindi's stack: Payments / PSP (Vindi Gateway (self-operated), Vindi Intermediador (self-operated), Vindi Checkout Transparente (self-operated), Cielo and 3 others); Lending (Vindi Antecipação (in-house) and Antecipação de recebíveis); Open banking (Vindi Pix / Pix Automático (self-operated)); Accounting (ERPs (generic), E-commerce platforms and Plugins (generic)); Tax (Vindi Notas Fiscais (in-house integration layer)).
Vindi is founded in 2013 and headquartered in São Paulo, Brazil.
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