← State of Embedded Finance 2026

Spot On

How can a UK insurance provider leverage automated billing infrastructure to improve cash flow and customer retention for policy payments?

HQUnited Kingdom
IndustryFintech / Insurtech
The story

Spot On Insurance (spotoninsurance.co.uk) is a UK-based insurance company. Beyond the GoCardless direct-debit relationship for automated billing, the public evidence base for this specific entity is extremely thin, making a detailed product timeline or pivot narrative impossible to construct with confidence.

Last 12 months
The stack
Open banking
Gocardless
Accounting gap: none