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Mobilum

“Can a multi-jurisdictional Web3 payments group become the infrastructure layer for fiat-to-crypto on-ramps, white-label card issuing, and Bitcoin-collateralized lending globally?”

Founded2017
HQGibraltar, Gibraltar
Total raised$611.1K
IndustryFintech / Crypto
The story

Founded in 2017 as a blockchain/Web3 fintech in Gibraltar, Mobilum evolved from a revenue-sharing platform for asset creators into a multi-entity group providing fiat-to-crypto on-ramp services, global payment rails, and white-label card issuing for crypto exchanges. The company has since expanded into Bitcoin-collateralized lending and yield products via mobilum.xyz, while building a compliance infrastructure across multiple jurisdictions (Poland, Lithuania, Canada, US, Australia). Mobilum now positions itself as an embedded finance infrastructure provider bridging traditional payments (Visa, Mastercard, Open Banking) with Web3.

Last 12 months
—
Product timeline
2017
Mobilum founded as a blockchain-based fintech platform in Gibraltar.· pivot
2021
Mobilum partnered with Alt 5 Sigma to provide fiat-to-crypto on-ramp services.· banking
2023
Privacy Policy updated; Mobilum operates multiple regulated entities across Poland, Lithuania, Canada, US, and Australia.· pivot
2024
Launched Bitcoin yield and borrowing product (mobilum.xyz) — enabling users to use Bitcoin as collateral, earn yield via staking, and borrow fiat.· lending
2024
Launched white-label co-branded Mastercard debit card program supporting EUR, USD, and PLN.· card
Regulated entities
7
regulatory licences held by Mobilum
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
5 layers disclosed in Mobilum’s embedded-finance stack
Payments / PSP
Apple PayGoogle PayVisa Direct (real-time global money transfer)Mastercard Send (real-time global money transfer)
Money movement
in the full report
Card network
in the full report
Lending
in the full report
Crypto
in the full report
Accounting gap: none
13 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.