← Embedded Finance Index 2026

Mews

“Can a hospitality PMS become the financial OS for hotels — owning payments, financing, and multi-currency FX as regulated infrastructure rather than integrations?”

Founded2012
HQAmsterdam, Netherlands (Mews Systems B.V.); founded in Prague
FoundersRichard Valtr
Total raised$400M+ (approx.)
Latest roundSeries D, January 2026
Valuation$2.5B (Jan 2026)
IndustryVertical SaaS / Hospitality
The story

Mews began as a cloud-native PMS for independent hotels in Prague in 2012 and expanded into an operating system spanning PMS, POS (via Bizzon acquisition), and embedded payments. The strategic pivot has been from pure software into embedded finance — adding Mews Payments, Multicurrency, and a YouLend-powered financing product — with 2026 marking a decisive step by obtaining an EEA e-money license, making Mews itself a regulated payments entity rather than merely an integrator.

Last 12 months
2026-01
2026-08
2025-11
Product timeline
2012
Mews founded in Prague by Richard Valtr· founding
2013
The Emblem becomes Mews' first customer· launch
2016
First funding round; European expansion including London office· funding
2019
First acquisition: Planet Winner· acquisition
2022
Continued hyper-growth with multiple acquisitions; 5,000+ customers· acquisition
2024
Reached unicorn status; named Best PMS by HotelTechReport· milestone
2025
Acquired DataChat team for AI capabilities; 12,500 customers· acquisition
2026
$300M Series D at $2.5B valuation; became first hospitality OS in EEA with e-money license· funding
Acquisitions
DataChat2025
AI/data team acquisition to accelerate AI capabilities
Planet Winner2019
Mews' first acquisition; hospitality software
Bizzon
POS platform that became Mews POS; operates as Bizzon entity in DPAs
Atomize
Revenue management system integrated as Mews RMS
Flexkeeping
Hotel operations/housekeeping software
Hotello
PMS acquisition
Regulated entities
1
regulatory licence held by Mews
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
In the press
embeddedfinancereview.com ↗
Coverage sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2026-08-12
Hotel software provider Mews receives its own e-money licence
Mews receives an e-money licence from De Nederlandsche Bank, becoming a regulated entity behind its hotel payments and lending.
Source · Embedded Finance Review ↗
◇ article2025-09-08
Mews Promotes Existing Hotel Financing Solution via YouLend Partnership
Mews re-emphasizes hotel financing solution with YouLend in new design content, offering UK hotels £3k-£1M funding with revenue-based repayment for property improvements and upgrades.
youlend
Source · Embedded Finance Review ↗
◇ article2025-09-05
e-conomic Adds Cards, Bolt Food Launches Lending, Mews Expands Financing
Discover the latest embedded finance launches: e-conomic partners with Mynt for Danish card solutions, Bolt Food introduces restaurant lending via finmid, and Mews expands hotel financing with YouLend. Plus insights from PandaDoc's embedded payments journey.
Source · Embedded Finance Review ↗
🎙 interview2024-07-16
Matt Welle, CEO Mews: How Mews is turning a hotel-focused SaaS product into a fintech play
Discover how Mews is revolutionizing the hotel industry with embedded finance solutions like payments and lending. Learn about their journey from SaaS to FinTech dominance in this insightful podcast summary!
Source · Embedded Finance Review ↗
The stack
7 layers disclosed in Mews’s embedded-finance stack
Payments / PSP
StripeAdyenMews Payments (self-operated)
Banking / BaaS
in the full report
Lending
in the full report
Insurance
in the full report
Unified APIs
in the full report
FX & payouts
in the full report
Accounting
in the full report
Accounting gap: minor
30 more providers across 6 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.