“Can a hospitality PMS become the financial OS for hotels — owning payments, financing, and multi-currency FX as regulated infrastructure rather than integrations?”
Mews began as a cloud-native PMS for independent hotels in Prague in 2012 and expanded into an operating system spanning PMS, POS (via Bizzon acquisition), and embedded payments. The strategic pivot has been from pure software into embedded finance — adding Mews Payments, Multicurrency, and a YouLend-powered financing product — with 2026 marking a decisive step by obtaining an EEA e-money license, making Mews itself a regulated payments entity rather than merely an integrator.
Mews discloses Mews Payments (in-house, EEA EMI) as its banking provider, according to the Embedded Finance Index 2026.
Mews does not disclose a bank charter of its own; its banking services are provided through Mews Payments (in-house, EEA EMI).
Mews processes payments through Stripe, Adyen and Mews Payments (self-operated).
Mews's lending and capital products are provided by YouLend.
Mews uses Mews Multicurrency (self-operated) for FX and cross-border payouts.
Mews's embedded insurance is provided by FlexMyRoom and BeSafe Rate.
Mews integrates with Xero, NetSuite, QuickBooks, Sage, SAP, Cegid, Pennylane, Microsoft Dynamics 365 Business Central and 14 others.
The Embedded Finance Index 2026 maps 7 layers in Mews's stack: Payments / PSP (Stripe, Adyen and Mews Payments (self-operated)); Banking / BaaS (Mews Payments (in-house, EEA EMI)); Lending (YouLend, Flexible Financing with Accounts Receivable and Mews Capital (powered by YouLend)); Insurance (FlexMyRoom and BeSafe Rate); Unified APIs (Omniboost); FX & payouts (Mews Multicurrency (self-operated)); Accounting (Xero, NetSuite, QuickBooks, Sage and 18 others).
Mews was founded by Richard Valtr and is founded in 2012, headquartered in Amsterdam, Netherlands (Mews Systems B.V.); founded in Prague.
Mews has raised $400M+ (approx.) in total (latest round: Series D, January 2026; valuation: $2.5B (Jan 2026)).
Mews's acquisitions include DataChat (2025), Planet Winner (2019), Bizzon, Atomize, Flexkeeping and Hotello.
Get a read on where your own stack stands against Mews and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.