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foreUP

“Can a vertical SaaS for public golf courses become the financial operating system for the industry by owning payments, billing, and analytics end-to-end?”

Founded2011
HQBlue Ash, Ohio, United States (originally Lehi/Lindon, Utah)
FoundersJoel Ragar
Total raisedundisclosed
Latest roundAcquired by Clubessential Holdings (Battery Ventures) 2021
Valuationundisclosed
IndustryVertical SaaS / Golf
The story

Founded 2012 as a cloud-based tee sheet for golf courses, foreUP expanded into an all-in-one POS, tee sheet, F&B, and marketing platform for public golf courses. Acquired by Clubessential Holdings (Battery Ventures) in 2021, the company has since moved aggressively into embedded finance — launching foreUP Payments as an in-house payment facilitator (sub-merchant model) and adding AI-driven business intelligence in 2025. Now marketed as 'xplor foreUP', reflecting integration into the Xplor Technologies portfolio.

Last 12 months
2025-05
2026-03
Product timeline
2012
Founded as cloud-based tee sheet software for golf courses· pivot
2017
Named to MountainWest Capital Network Utah 100 fastest-growing companies· milestone
2021
Acquired by Clubessential Holdings, a Battery Ventures portfolio company· acquisition
2024
Launched foreUP Payments as an in-house payment facilitator· payments
2025
Launched AI-powered Business Intelligence tool· ai
2026
Rolled out Payments 2.0 with faster funding and mobile BT device· payments
The stack
2 layers disclosed in foreUP’s embedded-finance stack
Payments / PSP
foreUP Payments (self-operated)StripeWorldpayElement (TriPOS)ETS
Accounting
in the full report
Accounting gap: minor
16 more providers across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

foreUP — frequently asked

Who is foreUP's payment processor?

foreUP processes payments through foreUP Payments (self-operated), Stripe, Worldpay, Element (TriPOS) and ETS.

Which accounting software does foreUP integrate with?

foreUP integrates with QuickBooks Online, QuickBooks Desktop, Xero, NetSuite, Sage 50, Sage 100, Sage 300, Sage Intacct and 8 others.

What is foreUP's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in foreUP's stack: Payments / PSP (foreUP Payments (self-operated), Stripe, Worldpay, Element (TriPOS) and 1 other); Accounting (QuickBooks Online, QuickBooks Desktop, Xero, NetSuite and 12 others).

Who founded foreUP?

foreUP was founded by Joel Ragar and is founded in 2011, headquartered in Blue Ash, Ohio, United States (originally Lehi/Lindon, Utah).

How much funding has foreUP raised?

foreUP has raised undisclosed in total (latest round: Acquired by Clubessential Holdings (Battery Ventures) 2021; valuation: undisclosed).

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