← Embedded Finance Index 2026

ePayco

“Can a Colombian-native payment aggregator remain the default checkout for LatAm SMBs as global PSPs push into the region?”

Founded2011
HQMedellín, Colombia
IndustryInfrastructure / Payments

The story

ePayco is a Colombian payment gateway founded in 2011 in Medellín, offering both aggregator and gateway models for merchants to accept 22+ local payment methods including PSE, cash networks (Efecty, Gana, PuntoRed, Red Servi, SafetyPay), PayPal, and digital wallets like DaviPlata. It has since been acquired (per PitchBook profile) and operates as a subsidiary.

Last 12 months

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Product timeline

Acquired/merged — now operating as a subsidiary per PitchBook.· acquisition

2011

Founded in Medellín, Colombia as an online payments gateway.· founding

Regulated entities

regulatory licence held by ePayco

Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.

The stack

2 layers disclosed in ePayco’s embedded-finance stack

Payments / PSP

ePayco Gateway (self-operated)ePayco Agregador (self-operated)PayPal PSEEfectyGanaPuntoRedRed ServiSafetyPayDaviPlataPuntos Colombia

Accounting

in the full report

Accounting gap: minor

6 more providers across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

ePayco — frequently asked

Who is ePayco's payment processor?

ePayco processes payments through ePayco Gateway (self-operated), ePayco Agregador (self-operated), PayPal, PSE, Efecty, Gana, PuntoRed, Red Servi and 3 others.

Which accounting software does ePayco integrate with?

ePayco integrates with WooCommerce, Magento, PrestaShop, Shopify, OpenCart and Drupal.

What is ePayco's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in ePayco's stack: Payments / PSP (ePayco Gateway (self-operated), ePayco Agregador (self-operated), PayPal, PSE and 7 others); Accounting (WooCommerce, Magento, PrestaShop, Shopify and 2 others).

Where is ePayco headquartered?

ePayco is founded in 2011 and headquartered in Medellín, Colombia.

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