← Embedded Finance Index 2026

Ent Credit Union

Can a Colorado community credit union scale into a regional powerhouse through merger while maintaining the member-owned, low-fee value proposition?

Founded1957
HQColorado Springs, Colorado, United States
IndustryBank / Community
The story

Ent Credit Union was founded in 1957 as a community credit union serving Colorado Springs and expanded into a statewide Colorado institution. In 2026, it merged with Wings Credit Union (Minnesota) and rebranded as Wings Credit Union, creating a combined entity with $19B in assets and 92 service centers across Colorado, Minnesota, and other markets. The combined organization retains its community credit union model, offering core deposit, lending, and card products to members without the embedded-finance platform ambitions of fintech competitors.

Last 12 months
2026
Product timeline
1957
Founded as a credit union serving the Colorado Springs area.· banking
2026
Ent Credit Union rebranded to Wings Credit Union following a merger with the former Wings Credit Union (Minnesota), operating as Wings Credit Union d/b/a Ent Credit Union with over $19B in assets and 950,000+ members.· acquisition
Regulated entities
2
regulatory licences held by Ent Credit Union
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
5 layers disclosed in Ent Credit Union’s embedded-finance stack
Payments / PSP
Newtek Merchant Solutions
Money movement
in the full report
Card network
in the full report
Lending
in the full report
Open banking
in the full report
Accounting gap: minor
9 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.