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Ebankit

Can an omnichannel digital banking platform become the connective infrastructure layer that banks and credit unions use to embed third-party fintech capabilities at scale?

HQPorto, Portugal
IndustryInfrastructure / BaaS
The story

ebankIT was founded as an omnichannel digital banking platform provider targeting banks and credit unions, enabling them to modernize across mobile, web, and voice channels. Over time, it evolved beyond pure platform delivery to operate a curated Marketplace model — pre-integrating third-party fintech partners such as Wise Platform (FX), ITSCREDIT (lending), and Salt Edge (open banking) so client financial institutions can adopt these capabilities without separate integration effort. The strategic direction is toward becoming the digital layer that connects banks to the embedded finance ecosystem, positioning ebankIT as infrastructure for financial institutions rather than a direct consumer fintech.

Last 12 months
2025-06
Regulated entities
ISO/IEC 27001:2013
EU
EBANKIT OMNICHANNEL INNOVATION, S.A.
The stack
Lending
Digital lending marketplace integration (via ITSCREDIT)Real-time online loan origination (simulation to disbursement)
Open banking
Salt Edge
FX & payouts
Wise Platform
Accounting gap: none