← Embedded Finance Index 2026/Vendor

Wiserfunding

Provider

Embedded-finance supplier tracked in the Embedded Finance Index — no company has publicly disclosed it yet. Filed under Infrastructure / Lending.

wiserfunding.comAlso analysed as a company — its own stack →
Buyersnone disclosed yet
HeadquartersLondon, England, United Kingdom
Founded2017
Raised$4.1M
Supplier profile · from Wiserfunding’s own dossier

Founded in 2017, Wiserfunding was built on five decades of academic research on SME credit risk, initially focusing on traditional financial data-driven scoring. Over time it expanded its data model to incorporate non-financial and macroeconomic data, positioning itself as an embedded credit analytics layer for lenders rather than a lender itself. Its partnerships with Codat and CrediLinq.AI signal a move toward becoming a data-enrichment and decisioning layer within broader embedded lending stacks, serving B2B BNPL providers, neobanks, and asset managers.

Latest round: Growth Equity
Recent developments
  • 2024-08Security and privacy page updated confirming SOC 2 Type II and ISO 27001 certifications. source ↗
  • 2024Partnership announced with CrediLinq.AI for SME credit risk capabilities. source ↗
Full dossier: Wiserfunding’s own stack, layer by layer →
Who uses Wiserfunding
No disclosed buyers yet — no dossier in the Index names Wiserfunding in its stack so far
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Wiserfunding? This profile opens for claiming as soon as the first company discloses Wiserfunding in its stack — or send us a public customer page and we will add the disclosure.