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SCHUFA

Provider
KYC

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

schufa.com ↗
CategoriesKYC
Rank#44 of 64 in KYC
Buyers2 companies

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Who uses SCHUFA
2 companies disclose SCHUFA in their stack
Openbank PayDZ Bank
Buyer mix · 2 of 2 classified
Bank / National · 1Fintech / Lending · 1
EU · 2
What the disclosures say
Openbank Pay
“German privacy policy names external data sources 'CRIF GmbH, SCHUFA Holding AG, Kreditschutzverband von 1870, KSV1870 Information GmbH, Lexis Nexis Risk Solutions' and 'Infoscore' for identity, credit and fraud checks; sanctions/PEP screening is described as part of AML processing.”
DZ Bank
“The cardholder privacy notice names SCHUFA for credit bureau/scoring and fraud-risk assessments; identity verification is performed by the issuing/distributing cooperative bank in-house.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent SCHUFA? Claim this profile above to unlock your own full list.
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Alternatives to SCHUFA

Other KYC providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Sumsub40 buyers →Onfido35 buyers →Persona35 buyers →Veriff35 buyers →Stripe24 buyers →Socure23 buyers →Alloy21 buyers →footprint21 buyers →
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Ranked #44 of 64 in KYC — Embedded Finance Index 2026
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SCHUFA — frequently asked

Which companies use SCHUFA?

2 companies disclose SCHUFA in their stack in the Embedded Finance Index 2026, including Openbank Pay and DZ Bank.

What does SCHUFA do?

SCHUFA is an embedded-finance provider in KYC. It ranks #44 of 64 KYC providers by disclosed buyers.

What are the alternatives to SCHUFA?

The most-disclosed KYC alternatives to SCHUFA are Sumsub (40 buyers), Onfido (35 buyers), Persona (35 buyers), Veriff (35 buyers), Stripe (24 buyers) and Socure (23 buyers).

Benchmark your own stack

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