Palm
ProviderEmbedded-finance supplier tracked in the Embedded Finance Index — no company has publicly disclosed it yet. Filed under Horizontal SaaS / Treasury Management.
Buyersnone disclosed yet
HeadquartersUnited Kingdom
Founded2023
FoundersGurjit Pannu, Christian Sobkowski
Founders & story · from Palm’s own dossier
Founded in 2023 by a treasury practitioner (Pannu, ex-Uber) and a fintech operator (Sobkowski, ex-PayPal), Palm positions itself as an AI intelligence layer sitting on top of existing TMS/ERP stacks rather than a TMS replacement. The product focus has shifted from pure cash forecasting toward broader treasury automation — categorization, liquidity positioning, reporting, and in 2026 agentic AI (Pulse) — targeting large enterprise treasury teams that have outgrown spreadsheets and legacy TMS tools.
Recent developments
- 2026Introduced AI Agents for Treasury and Pulse chat on the Palm platform. source ↗
Who uses Palm
No disclosed buyers yet — no dossier in the Index names Palm in its stack so far
The complete buyer list and each company’s full embedded-finance stack are in the
Embedded Finance Index report. Represent Palm? This profile opens for claiming as soon as the first company discloses Palm in its stack — or send us a public customer page and we will add the disclosure.
Palm — frequently asked
Who founded Palm?
Palm was founded by Gurjit Pannu and Christian Sobkowski and is founded in 2023, headquartered in United Kingdom.
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