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Palm

“Can an AI intelligence layer on top of TMS/ERP systems become the system of insight for enterprise treasury teams?”

Founded2023
HQUnited Kingdom
FoundersGurjit Pannu, Christian Sobkowski
IndustryHorizontal SaaS / Treasury Management
The story

Founded in 2023 by a treasury practitioner (Pannu, ex-Uber) and a fintech operator (Sobkowski, ex-PayPal), Palm positions itself as an AI intelligence layer sitting on top of existing TMS/ERP stacks rather than a TMS replacement. The product focus has shifted from pure cash forecasting toward broader treasury automation — categorization, liquidity positioning, reporting, and in 2026 agentic AI (Pulse) — targeting large enterprise treasury teams that have outgrown spreadsheets and legacy TMS tools.

Last 12 months
2026
Product timeline
2023
Palm founded by ex-Uber treasury lead Gurjit Pannu and ex-PayPal executive Christian Sobkowski to modernize enterprise treasury tooling.· pivot
2024
Public launch and seed/early funding coverage via TechCrunch, positioning Palm as an AI cash forecasting and treasury intelligence layer.· banking
2026
Launched AI Agents for Treasury and 'Pulse' chat assistant on top of its forecasting and liquidity positioning platform.· banking
The stack
0 layers disclosed in Palm’s embedded-finance stack
Accounting gap: none

Palm — frequently asked

Who founded Palm?

Palm was founded by Gurjit Pannu and Christian Sobkowski and is founded in 2023, headquartered in United Kingdom.

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