ApideckTapeMonthly recap
← Embedded Finance Index 2026/Vendor

CRIF

Provider
KYC

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

crif.com ↗Also analysed as a company — its own stack →
CategoriesKYC
Rank#39 of 66 in KYC
Buyers2 companies
HeadquartersBologna, Italy
Founded1988

Claim this profile. Work at CRIF? Verify your work email to unlock the full buyer list.

Founders & story · from CRIF’s own dossier

CRIF was founded as a credit bureau and risk analytics firm in Italy in 1988, building one of Europe's largest credit information databases. Over three decades it expanded from credit reporting into full-stack digital lending infrastructure, offering white-label lending journey platforms, open banking-powered decisioning, and loan origination automation to banks and fintechs globally. The company now positions itself as a B2B enabler for financial institutions seeking to digitize credit and risk workflows, with an embedded-finance angle primarily in lending decisioning and collection automation rather than consumer-facing products.

Recent developments
  • 2024-01Tonik (Philippines digital bank) tapped CRIF for automation of loan decision and collection processes. source ↗
  • 2023-01CRIF partnered with iwoca to deliver open banking-powered instant lending to UK SMBs. source ↗
Full dossier: CRIF’s own stack, layer by layer →
Who uses CRIF
2 companies disclose CRIF in their stack
Download “Built on CRIF” image ↓
Openbank PayTaktile
Buyer mix · 2 of 2 classified
Fintech / Lending · 1Infrastructure / Decisioning (Risk & Underwriting) · 1
EU · 2
What the disclosures say
Openbank Pay
“German privacy policy names external data sources 'CRIF GmbH, SCHUFA Holding AG, Kreditschutzverband von 1870, KSV1870 Information GmbH, Lexis Nexis Risk Solutions' and 'Infoscore' for identity, credit and fraud checks; sanctions/PEP screening is described as part of AML processing.”
Taktile
“Taktile's homepage integration carousel additionally displays LexisNexis, Dun & Bradstreet, Creditsafe, CRIF, TransUnion, Experian, and Thomson Reuters as pre-built data connectors.”
The complete buyer list is not published on this page. Get the monthly recap for new CRIF customers as they are disclosed. Represent CRIF? Claim this profile above to unlock your own full list.
Unlock the buyer map

See where CRIF’s disclosed buyers are headquartered. Represent CRIF? Claim this profile above instead — it unlocks your own map immediately.

No newsletter, no sharing your address.

Alternatives to CRIF

Other KYC providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Sumsub43 buyers →Persona36 buyers →Veriff35 buyers →Onfido34 buyers →Stripe24 buyers →Socure23 buyers →Alloy21 buyers →footprint21 buyers →
Share this rank

An embeddable badge for CRIF’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #39 of 66 in KYC — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/crif?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/crif.svg"
       alt="Ranked #39 of 66 in KYC — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/crif/install" width="1" height="1" alt="" style="display:none">

CRIF — frequently asked

Which companies use CRIF?

2 companies are linked to CRIF in the Embedded Finance Index 2026, through their own public disclosures or CRIF's published customer list, including Openbank Pay and Taktile.

What does CRIF do?

CRIF is an embedded-finance provider in KYC. It ranks #39 of 66 KYC providers by linked companies.

What are the alternatives to CRIF?

The most-named KYC alternatives to CRIF are Sumsub (43 buyers), Persona (36 buyers), Veriff (35 buyers), Onfido (34 buyers), Stripe (24 buyers) and Socure (23 buyers).

Where is CRIF headquartered?

CRIF is founded in 1988 and headquartered in Bologna, Italy.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against CRIF and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to CRIF and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.