← Embedded Finance Index 2026/Vendor

Cardless

Provider
Card Issuing

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 1 category.

cardless.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesCard Issuing
Rank#53 of 211 in Card Issuing
Buyers3 companies
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Who uses Cardless
3 companies disclose Cardless in their stack
BiltAvianca LifemilesSimon Property Group
Buyer mix · 3 of 3 classified
Fintech / Consumer banking · 1Marketplace / Travel · 1Vertical SaaS / Real Estate · 1
US · 2LATAM · 1
What the disclosures say
Bilt
“View from the Wing analysis of Bilt Card 2.0 stack: 'Column is the bank and lender of record, Cardless runs servicing and the tech layer, Fidem (and its capital partners) fund receivables, and Bilt provides the rewards program — on Mastercard rails.' This is sourced from public press releases and disclosures.”
Avianca Lifemiles
“Cardless customer page explicitly names Avianca LifeMiles and describes two American Express credit cards launched via Cardless platform (cardless.com/customers/avianca-lifemiles).”
Simon Property Group
“Cardless blog names the Simon American Express Credit Card co-branded product.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Cardless? Claim this profile above to unlock your own full list.
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Alternatives to Cardless

Other Card Issuing providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Marqeta65 buyers →Stripe Issuing31 buyers →Paymentology28 buyers →Enfuce22 buyers →Sutton Bank21 buyers →Galileo20 buyers →i2c18 buyers →Pliant18 buyers →
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Ranked #53 of 211 in Card Issuing — Embedded Finance Index 2026
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