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Baselayer

Provider
KYC

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 1 category.

baselayer.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesKYC
Rank#26 of 65 in KYC
Buyers4 companies
HeadquartersNew York, New York, United States
Founded2023
FoundersJonathan Awad, Timothy Hyde
Raised$13.5M+ (disclosed)

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Founders & story · from Baselayer’s own dossier

Founded 2023 by Jonathan Awad and Timothy Hyde as an AI-native alternative to legacy KYB providers (LexisNexis, Middesk, etc.). Baselayer's core wedge is unifying 50-state SOS registries, IRS data, court records, sanctions lists, and web/social signals into a real-time KYB Rating and Fraud Consortium. Now pivoting up the stack toward 'agentic economy' identity — positioning as decisioning infrastructure (Risk Co.Pilot) rather than just a data vendor, and embedding via partners like Socure RiskOS and FIS Chex Systems.

Latest round: Early Stage VC, $13.5M
Recent developments
  • 2025-08Announced integration with Socure RiskOS for business identity verification source ↗
  • 2025-08Brand refresh and repositioning around 'the base layer for business' source ↗
  • 2026Launched Business Pre.Fill product source ↗
Full dossier: Baselayer’s own stack, layer by layer →
Who uses Baselayer
4 companies disclose Baselayer in their stack
SocureLoanProForwardTaktile
Buyer mix · 4 of 4 classified
Infrastructure / Decisioning (Risk & Underwriting) · 1Infrastructure / KYC · 1Infrastructure / Lending · 1Infrastructure / Payments · 1
US · 3EU · 1
What the disclosures say
Socure
“Its RiskOS Partner Ecosystem doc names Baselayer, TrueBiz, Coris, Checkr Trust, Experian, iSoftPull, Kyckr, Lob, Markaaz, Middesk, Offshore Leaks/ICIJ, SAM.gov, Thomson Reuters CLEAR, and Vouched as pre-integrated third-party data/verification partners exposed inside RiskOS workflows.”
LoanPro
“LoanPro's decision engine documentation lists Baselayer, ComplyAdvantage, and Companies House as KYB/KYC and fraud data providers.”
Forward
“Forward's own subprocessor list on getfwd.com/dpa names Socure for individual KYC, Baselayer for business KYB, TrueBiz for business verification (reached via Taktile), Experian for identity/credit data (via Taktile), and Mastercard MATCH for terminated-merchant screening (via Taktile).”
Taktile
“Taktile's subprocessors page lists Socure, Middesk, Sumsub, Vouched (Woolly Labs), Baselayer (Osiris Ratings), ComplyAdvantage (IVXS UK), GBG, Footprint (One Footprint), OpenSanctions, Inscribe, Ocrolus, Fingerprint, Equifax, and Condukt as reseller/optional subprocessors offered via its Data Marketplace.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Baselayer? Claim this profile above to unlock your own full list.
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What Baselayer runs on · from its own dossier
The third-party providers Baselayer itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Baselayer.
KYC
Socure
Full dossier with evidence for each layer →
Alternatives to Baselayer

Other KYC providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Sumsub42 buyers →Onfido36 buyers →Persona35 buyers →Veriff35 buyers →Stripe24 buyers →Socure23 buyers →Alloy21 buyers →footprint21 buyers →
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An embeddable badge for Baselayer’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #26 of 65 in KYC — Embedded Finance Index 2026
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Baselayer — frequently asked

Which companies use Baselayer?

4 companies are linked to Baselayer in the Embedded Finance Index 2026, through their own public disclosures or Baselayer's published customer list, including Socure, LoanPro, Forward and Taktile.

What does Baselayer do?

Baselayer is an embedded-finance provider in KYC. It ranks #26 of 65 KYC providers by linked companies.

What are the alternatives to Baselayer?

The most-named KYC alternatives to Baselayer are Sumsub (42 buyers), Onfido (36 buyers), Persona (35 buyers), Veriff (35 buyers), Stripe (24 buyers) and Socure (23 buyers).

Who founded Baselayer?

Baselayer was founded by Jonathan Awad and Timothy Hyde and is founded in 2023, headquartered in New York, New York, United States.

How much funding has Baselayer raised?

Baselayer has raised $13.5M+ (disclosed) in total.

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