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← Embedded Finance Index 2026

WebCargo

“Can a freight booking platform turn every airline shipment into an embedded payments and credit transaction?”

Founded2008
HQBarcelona, Spain
Latest roundAcquired by Freightos (2016)
IndustryVertical SaaS / Freight & Logistics
The story

WebCargo began in 2008 as a Spanish air-cargo rate management tool and was acquired by Freightos in 2016 to anchor the group's digital freight booking marketplace. It has since evolved from a rate-management SaaS into an eBooking and payments platform for airlines, ocean carriers, and freight forwarders. The 2025 Visa + Transcard tie-up marks its clearest embedded-finance move: virtual-card rails and working-capital credit injected into the freight transaction itself.

Last 12 months
2025-11
2025-09
Product timeline
2008
WebCargoNet founded in Barcelona, providing air cargo rate management software for forwarders and airlines.· launch
2016
Acquired by Freightos (Hong Kong) for a seven-figure euro mix of cash and stock; became an operating subsidiary.· acquisition
2025
Partnered with Visa and Transcard to launch embedded working capital and virtual-card payments for freight forwarders and airlines on the WebCargo by Freightos platform.· lending
The stack
4 layers disclosed in WebCargo’s embedded-finance stack
Payments / PSP
TranscardVisa
Card issuing
in the full report
Card network
in the full report
Lending
in the full report
Accounting gap: minor
5 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

WebCargo — frequently asked

Who is WebCargo's payment processor?

WebCargo processes payments through Transcard and Visa.

Who issues WebCargo's cards?

WebCargo's cards are issued through Visa (virtual cards via Transcard) on the Visa network.

Who provides WebCargo's lending?

WebCargo's lending and capital products are provided by Transcard and Visa.

What is WebCargo's embedded finance stack?

The Embedded Finance Index 2026 maps 4 layers in WebCargo's stack: Payments / PSP (Transcard and Visa); Card issuing (Visa (virtual cards via Transcard)); Card network (Visa); Lending (Transcard, Visa and Embedded working capital / flexible credit terms for freight forwarders and airlines (WebCargo by Freightos)).

Where is WebCargo headquartered?

WebCargo is founded in 2008 and headquartered in Barcelona, Spain.

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