Visa Fuiou Pay
“Can a licensed Chinese payment infrastructure company leverage Visa's global network and Nium's card issuance rails to become the dominant B2B cross-border payment solution for Greater China SMEs?”
Founded in 2011 as a Chinese technology-driven payment company, Fuiou Payment built out five regulated payment qualifications in mainland China covering internet payments, acquiring, prepaid cards, cross-border payments, and fund payments. The company expanded internationally through a landmark 2021 three-way partnership with Visa and Nium to launch a branded B2B global payment product — 'Visa Fuiou Pay' — targeting cross-border SME payment needs from Greater China. This partnership represents Fuiou's transition from a domestic Chinese payment infrastructure provider to a global B2B payment solutions brand, using Visa's network scale and Nium's card issuance rails as infrastructure layers.