Viably
“Can Viably become the all-in-one financial OS for eCommerce SMBs by combining global banking, AI-matched funding from 100+ capital providers, and embedded insurance under one platform?”
Founded in 2021 as an eCommerce-focused working capital lender offering revenue-based funding tied to seller sales performance. Viably pivoted toward a broader financial operating system for eCommerce SMBs, layering in global banking (via Airwallex), debit card issuance (via Piermont Bank), business insurance (via Coverdash), and a lending marketplace ('Funding Copilot') aggregating 100+ capital partners. The company now positions itself as an all-in-one financial platform for eCommerce sellers, differentiating on multi-currency global accounts and AI-matched funding rather than balance-sheet lending alone.