“Can an India-built, US-marketed field service SaaS win enterprise HVAC/plumbing/cleaning operators on a single flat per-seat price while bundling payments and payroll into one platform?”
Upvoit is a young (founded 2023) vertical SaaS operated by Excelhunters Technologies Pvt Ltd, an India-based company with a US front-end presence in New York. The product targets SMB and mid-market field service businesses (HVAC, plumbing, cleaning, landscaping, electrical, etc.) with an all-in-one platform covering scheduling, dispatch, invoicing, and payroll. Embedded finance surface area is currently limited to card payment acceptance on invoices via Stripe (2.4% settlement fee) and an in-app payroll feature that calculates hours/overtime — there is no evidence of a BaaS, lending, or embedded insurance program.
Upvoit processes payments through Stripe.
Upvoit integrates with QuickBooks and Square.
The Embedded Finance Index 2026 maps 2 layers in Upvoit's stack: Payments / PSP (Stripe); Accounting (QuickBooks and Square).
Upvoit is founded in 2023 and headquartered in New York, New York, United States (operations in Ahmedabad, India).
Get a read on where your own stack stands against Upvoit and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.