← Embedded Finance Index 2026

Uber Pro Card

“Can Uber lock in driver retention by becoming the de facto neobank for the global gig economy?”

Founded2009
HQSan Francisco, California, USA
FoundersTravis Kalanick, Garrett Camp
Total raised$25B+ (pre-IPO)
Latest roundPost-IPO Equity
ValuationPublic (NYSE: UBER)
IndustryFintech / Neobank
The story

Uber Pro Card began in 2016 as a Green Dot–issued driver debit card but pivoted in 2022 to a Branch + Marqeta + Evolve Bank stack after a public partnership breakdown with Green Dot. The product is the financial-services layer of Uber's gig-worker loyalty program — converting driver payouts into instant cashouts, fuel cashback, and a banking primitive. Geographic expansion has used different BaaS partners per region: Branch/Evolve in the US, Payfare in Canada, and Griffin in the UK (2026), reflecting Uber's strategy of orchestrating local sponsor banks rather than holding licenses itself.

Last 12 months
2025-07
2025-10
2026-01
Product timeline
2016
Uber launches debit card for drivers in the US in partnership with Green Dot· card
2022
Relaunches Uber Pro Card in US with Marqeta, Mastercard, and Branch as program manager (replacing Green Dot)· card
2024
Launches Uber Pro Card in Canada with Payfare· card
2025
Mastercard expands global partnership; adds Mastercard Move for real-time payouts and One Credential· banking
2025
Launches Merchant Capital on Uber Eats with Pipe for restaurant financing· lending
2026
Launches Uber Pro Card in the UK with Griffin BaaS and Mastercard· banking
In the press
embeddedfinancereview.com ↗
Coverage sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2026-01-27
Uber quietly launches banking for UK drivers
Uber launches embedded banking for UK drivers with Griffin and Transact Payments. Plus: NatWest Boxed update with five BaaS customers now live.
Source · Embedded Finance Review ↗
◇ article2026-01-26
Uber launches embedded banking for UK drivers with Griffin and Mastercard
Uber launches the Uber Pro Card in the UK with instant payouts, fuel cashback and a linked bank account. Built on Griffin's BaaS platform.
griffin
Source · Embedded Finance Review ↗
◇ article2025-09-11
Uber Eats Partners with Pipe for Restaurant Capital Access
Uber Eats launches embedded lending with Pipe, offering restaurants capital through AI-powered approval process. Follows trend across food delivery platforms.
pipe
Source · Embedded Finance Review ↗
The stack
8 layers disclosed in Uber Pro Card’s embedded-finance stack
Payments / PSP
Mastercard GatewayMastercard Move (payouts)
Banking / BaaS
in the full report
Card issuing
in the full report
Lending
in the full report
Payroll
in the full report
Sponsor bank
in the full report
FX & payouts
in the full report
Accounting
in the full report
Accounting gap: minor
9 more providers across 7 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.