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Triple-A

Can a licensed stablecoin payment infrastructure company become the default global rails for businesses that want to send and receive money faster and cheaper — without ever touching crypto themselves?

Founded2020
HQSingapore
FoundersEric Barbier
IndustryFintech / Crypto
The story

Founded conceptually in 2017 and incorporated in 2020, Triple-A was purpose-built to solve the prefunding and settlement latency problems of traditional cross-border payment rails by using stablecoins as the settlement layer. It launched as a crypto payment gateway for e-commerce merchants but has evolved into a broader infrastructure company enabling businesses to send and receive stablecoin payments globally without directly touching crypto. The 2026 integration with Circle Payments Network marks a shift from merchant-facing gateway toward institutional settlement infrastructure, with use cases now spanning remittances, payroll, supplier payments, and treasury management.

Last 12 months
2026-03
Product timeline
2017
Eric Barbier conceives the idea for stablecoin-based payments after encountering working capital and prefunding challenges with traditional payment rails.· pivot
2020
Triple A Technologies Pte. Ltd. officially incorporated in Singapore as a digital currency payment infrastructure company.· banking
2021
Triple-A becomes the first Standard Payment Institution licensed by MAS for Digital Payment Token services, cross-border money transfer, domestic money transfer, and merchant acquisition.· banking
2023
Paytop SAS (Triple-A EU) receives DASP/PSAN registration (E2023-079) with AMF in France, expanding licensed operations across the EU.· banking
2026
Triple-A integrates with Circle Payments Network (CPN) as a Beneficiary Financial Institution, enabling stablecoin-to-local-currency settlement across global corridors.· banking
Regulated entities
5
regulatory licences held by Triple-A
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
5 layers disclosed in Triple-A’s embedded-finance stack
Payments / PSP
Triple-A (self-operated)
Ledger
in the full report
FX & payouts
in the full report
Crypto
in the full report
Accounting
in the full report
Accounting gap: minor
6 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.