“Can a licensed stablecoin payment infrastructure company become the default global rails for businesses that want to send and receive money faster and cheaper — without ever touching crypto themselves?”
Founded conceptually in 2017 and incorporated in 2020, Triple-A was purpose-built to solve the prefunding and settlement latency problems of traditional cross-border payment rails by using stablecoins as the settlement layer. It launched as a crypto payment gateway for e-commerce merchants but has evolved into a broader infrastructure company enabling businesses to send and receive stablecoin payments globally without directly touching crypto. The 2026 integration with Circle Payments Network marks a shift from merchant-facing gateway toward institutional settlement infrastructure, with use cases now spanning remittances, payroll, supplier payments, and treasury management.
Triple-A processes payments through Triple-A (self-operated).
Triple-A runs its ledger on TigerBeetle.
Triple-A uses Circle (Circle Payments Network) for FX and cross-border payouts.
Triple-A's crypto products run on Circle.
Triple-A integrates with WooCommerce, Wix and OpenCart.
The Embedded Finance Index 2026 maps 5 layers in Triple-A's stack: Payments / PSP (Triple-A (self-operated)); Ledger (TigerBeetle); FX & payouts (Circle (Circle Payments Network)); Crypto (Circle); Accounting (WooCommerce, Wix and OpenCart).
Triple-A was founded by Eric Barbier and is founded in 2020, headquartered in Singapore.
Get a read on where your own stack stands against Triple-A and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.