Tinaba
“Can a mobile-first Italian payments app become a full digital wallet by riding on an established private bank's licence?”
Founded2015
HQMilan, Italy
IndustryFintech / Neobank
The story
Tinaba was founded in 2015 in Milan as a mobile payment and money-sharing app. It evolved into a full digital banking/wallet product operated in partnership with Banca Profilo, which provides the underlying banking licence and account infrastructure. PitchBook lists the company as acquired/merged, indicating a change of control.
Last 12 months
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Product timeline
2015
Tinaba founded in Milan as a mobile payment platform for money transfers, sharing, and crowdfunding.· banking
2017
Partnership with Banca Profilo launches the Tinaba banking/wallet product (Tinaba con Banca Profilo).· banking
The stack
4 layers disclosed in Tinaba’s embedded-finance stack
Payments / PSP
Tinaba Payments (self-operated)
Banking / BaaS
in the full report
Open banking
in the full report
Sponsor bank
in the full report
Accounting gap: none
3 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.