“Can vertical shop-management software become the payments and capital layer for the independent auto repair industry?”
Tekmetric started in 2015 as a shop-management SaaS for independent auto repair shops, launching its first product in 2017 out of Houston. It has expanded from pure workflow software into an embedded finance platform for shops: Tekmetric Payments (built on Stripe Connect), Text-to-Pay, Buy Now Pay Later via Affirm and Klarna, and Capital Financing via Stripe Capital — turning a vertical SaaS into the financial operating system for auto repair.
Tekmetric processes payments through Stripe and Stripe Connect.
Tekmetric's lending and capital products are provided by Stripe Capital, Affirm and Klarna.
Tekmetric integrates with QuickBooks Desktop and QuickBooks Online.
The Embedded Finance Index 2026 maps 3 layers in Tekmetric's stack: Payments / PSP (Stripe and Stripe Connect); Lending (Stripe Capital, Affirm, Klarna, Tekmetric Capital Financing (Stripe Capital) and 2 others); Accounting (QuickBooks Desktop and QuickBooks Online).
Tekmetric was founded by Sunil Patel and is founded in 2015, headquartered in Houston, TX, United States.
Get a read on where your own stack stands against Tekmetric and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.