ApideckTape
← Embedded Finance Index 2026

Tappy

“Can a wearable NFC payments platform become the default infrastructure for embedding contactless payments into any consumer wearable device globally?”

HQHong Kong
IndustryFintech / Wearable Payments
The story

Tappy Technologies positions itself as an enabler of NFC-based wearable payments, allowing consumer brands (watchmakers, jewellers, accessory makers) to embed payment functionality into their products via Tappy's chip and software stack. Its Tappy Wallet app serves as the consumer-facing management layer, and the Tappy Prepaid Card (Evolve Bank & Trust / Visa) extends its value proposition into a branded financial product for US users.

Last 12 months
—
Product timeline
2020
Tappy Technologies launched the Tappy Wallet app enabling users to add payment cards to NFC wearables across iOS and Android.· banking
2022
Tappy introduced the US-market Tappy Digital Prepaid Card, issued by Evolve Bank & Trust under a Visa license, accessible via the Tappy Wallet app with no credit check required.· card
The stack
4 layers disclosed in Tappy’s embedded-finance stack
Banking / BaaS
Evolve Bank & Trust
Card issuing
in the full report
Card network
in the full report
Sponsor bank
in the full report
Accounting gap: none
3 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Tappy — frequently asked

What bank does Tappy use?

Tappy discloses Evolve Bank & Trust as its banking provider, according to the Embedded Finance Index 2026.

Is Tappy a bank?

Tappy does not disclose a bank charter of its own; its banking services are provided through Evolve Bank & Trust.

Who issues Tappy's cards?

Tappy's cards are issued through Evolve Bank & Trust on the Visa network.

What is Tappy's embedded finance stack?

The Embedded Finance Index 2026 maps 4 layers in Tappy's stack: Banking / BaaS (Evolve Bank & Trust); Card issuing (Evolve Bank & Trust); Card network (Visa); Sponsor bank (Evolve Bank & Trust).

Where is Tappy headquartered?

Tappy is headquartered in Hong Kong.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Tappy and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Tappy and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.