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Stride Bank

Also a provider — view Stride Bank’s profile →

“Can a 100-year-old Oklahoma community bank scale as a compliant, full-stack sponsor bank for modern card, payments, and lending fintechs?”

Founded1913
HQEnid, Oklahoma, USA
IndustryBank / Sponsor
The story

Stride Bank is a century-old community bank in Enid, Oklahoma that quietly pivoted into fintech sponsor banking after its 2019 rebrand from Central National Bank. Alongside traditional Oklahoma-region community lending, wealth management, and trust services, Stride now operates a Payment Solutions / Fintech Banking division offering BaaS-style card issuing (debit, credit, prepaid across Visa, Mastercard, Discover), corporate treasury/settlement, and fintech lending program sponsorship. The bank markets itself as a nationally-chartered, OCC-regulated sponsor combining fintech agility with bank reliability.

Last 12 months
—
Product timeline
1913
Founded as Central State Bank in Enid, Oklahoma by A. Stephenson.· founding
1921
Received national charter, renamed Central National Bank of Enid.· regulatory
1926
Granted trust powers.· product
1998
Launched online banking.· product
2019
Rebranded from Central National Bank to Stride Bank, N.A.· rebrand
2020
Expanded fintech sponsor-bank business (notably as sponsor bank for Chime's debit accounts alongside Bancorp).· banking
Regulated entities
2
regulatory licences held by Stride Bank
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
8 layers disclosed in Stride Bank’s embedded-finance stack
Payments / PSP
Stride Payments (in-house)
Money movement
in the full report
Banking / BaaS
in the full report
Card issuing
in the full report
Card network
in the full report
Lending
in the full report
Sponsor bank
in the full report
Investing
in the full report
Accounting gap: significant
25 more providers across 7 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.