SeerBit
“Can a Nigerian pan-African acquirer become the embedded-finance infrastructure layer for African businesses?”
Founded2019
HQLagos, Nigeria
IndustryInfrastructure / Payments
The story
Founded 2019 as a pan-African online/offline payment gateway targeting SMEs and enterprises across 9+ African markets (Nigeria, Ghana, Kenya, Senegal, Burkina Faso, Tanzania, Uganda, Ivory Coast, South Africa). Has been progressively expanding beyond acquiring into embedded finance: virtual accounts, business wallets ('Pocket'), and in 2025 launched 'SeerBit Alpha' — a payment infrastructure product explicitly aimed at letting other businesses embed financial services on top of SeerBit's rails.
Last 12 months
—
Product timeline
2019
SeerBit founded in Lagos as a pan-African payment gateway· founding
2023
Published thesis on embedding financial services for merchants· pivot
2025
Launched SeerBit Alpha — payment infrastructure enabling businesses to embed financial services· banking
Regulated entities
1
regulatory licence held by SeerBit
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in SeerBit’s embedded-finance stack
Payments / PSP
SeerBit (self-operated)
Banking / BaaS
in the full report
Accounting
in the full report
Accounting gap: significant
7 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.